Our Services
We are happy to discuss what aspects of our financial service would be appropriate for you given your circumstances. Our services include, but are not limited to, the following:
Financial planning
>Identify and prioritise your objectives
>Statement of current financial circumstances
>Discussion to agree proposals
>Lifetime cashflow
>Administration of your financial affairs
>Liaising with your other professional service providers
>Review meetings
Investment planning
> Individual risk profile
> Asset allocation strategy
> Cash management: deposits and national savings
> ISAs
> 24/7 Online valuations from our recommended investment platform
Pension planning review service
> Tax efficient contributions: personal and company
> Retirement benefits: drawdown and annuity review
Protection planning review > Life, Critical illness and income protection
Mortgage review service
Tax planning
> Independent taxation and children's allowances
> Capital gains tax allowances
> Consultation with an accountant
> Tax return service
Inheritance tax and estate planning review
> Inheritance tax calculation
> Gifting and mitigation strategies
> Wills and trusts
Communication
> Dedicated adviser and support
> Email, telephone service
> Out of hours service
> REFP Regular newsletter
> REFP Website with news and links
> Access to the REFP Blog
Your home may be repossessed if you do not keep up repayments on your mortgage.
For details of our fees for mortgage business please see our page "How we are Paid".
