Investments
With the ever increasing complexity of the financial world we believe that good investment planning is more important now than ever.
If you are looking for pragmatic yet creative, cost effective guidance please contact David Higgins or Jacqueline Thornton to arrange an initial meeting at our expense with no obligation. We are happy to provide a “second opinion” and review your existing arrangements.
Investments are usually a significant part of our client's financial plans. We aim to develop plans and structure portfolios that conform to your risk tolerance, objectives and timescale.
The main factors that we look at before making our recommendations to you for consideration are:
· Your risk tolerance and objectives
· Your current circumstances and future plans
· Tax
· Cost and charges of investment
· Investment risk and inflation risk
We aim to provide a highly diversified, low cost, low tax and easy to administer answer to your investment needs. Unusually our firm is happy to use low cost index tracking funds and exchange traded funds alongside traditional actively managed funds to provide long-term income and capital growth potential.
Usually our recommendations allow you to have online access to valuations 24/7 and consolidated statements across different investments. We believe that it is important that you retain control over your investments.
The type of investments and investment vehicles that we would usually consider, includes, but is not restricted to:
· Deposit accounts
· National Savings
· ISAs
· Exchange Traded Funds and index trackers
· OEICs/ Unit Trusts
· Investment trusts
· Discretionary investment management
· Pensions – Self Invested
· Offshore investments
